Cooperative Society
Save regularly, request welfare support, and apply for member loans — each fund tracked on its own, never merged.
Save, borrow and invest together — transparently.
The members' economic hub of the Forum of Makurdi Friends Coop & Investment Club. Cooperative savings, welfare and credit, plus an opt-in investment club — with every financial action recorded, approved and auditable.
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Two functions, one trusted system
A separately-governed cooperative society and investment club, under one role-controlled platform.
Investment Club
Opt in to collective investment opportunities. Every one shows its risk and disclosure — and returns are never guaranteed.
Governance built in
Members vote on resolutions, read notices, and see exactly how decisions and funds are handled.
How your money is protected
Governance is not an add-on here — it is enforced in the system itself.
No one acts alone
Loans, allocations and large payouts need two different officers to approve.
Immutable audit trail
Every sensitive action is recorded permanently — it cannot be edited or deleted.
Separate funds
Savings, welfare, investment and registration are accounted for independently.
Your data, protected
Identity documents are visible only to you and authorised officers.